COMMERCIAL AUTO INSURANCE
Did you know that having the right insurance for your business vehicles can make all the difference? Whether you own a single delivery van or an entire fleet of trucks, commercial auto insurance is essential to keep your business moving forward. At Insurance Company Lancaster Ohio, we’re here to make sure you get the coverage you need without all the confusing jargon.
Why Do You Need Commercial Auto Insurance?
If you’re running a business that involves vehicles, personal auto insurance simply won’t cover you. For example, if one of your employees is driving a company van and gets into an accident, you could be stuck paying out of pocket for damages. Yikes! That’s where commercial auto insurance steps in.
It doesn’t just protect your vehicles—it protects your employees, your goods, and even your business’s reputation. When unexpected accidents happen, the right insurance will keep your operations running smoothly.
What Does It Cover?
You’re probably wondering, “What does it actually cover?” Great question! Here are just a few key points that our plans typically include:
- Liability Coverage: Covers damage you might cause to other vehicles, property, or even injuries to other drivers during an accident.
- Collision Coverage: Helps repair or replace your commercial vehicles after an accident, even if it was your fault.
- Comprehensive Coverage: Protection for damages caused by theft, vandalism, or natural disasters.
- Medical Payments: Covers medical expenses for you and your passengers, regardless of who is at fault.
- Uninsured Motorist Coverage: Protects you if the other party involved in the accident doesn’t have insurance.
Who Needs Commercial Auto Insurance?
Not sure if you need it? If your vehicles are used for business purposes (like transporting goods, making deliveries, or carrying equipment). Here are just a few examples of businesses this applies to:
- Small businesses with delivery vans
- Landscaping companies
- Food trucks
- Contractors with work trucks
Running a business means you face risks every day. Having the proper insurance eliminates one of those risks!
Insurance That Works for You
You might think, “This all sounds expensive.” But don’t worry—our team at Insurance Company Lancaster Ohio works hard to provide tailored coverage at affordable rates. Whether you’re a small business owner or managing a large fleet, we’ll ensure that your insurance fits your unique needs and your budget.
Protect your business, employees, and vehicles with high-quality commercial auto insurance. Contact us today for a free consultation, and we’ll help you create a policy that works for you.